When you are going on a beach holiday, you want to make sure you have a good bathing suit or bikini. Check our article on the best bathings suits for women over 40 for that. However, just as important is to find the best bathing suit cover ups.

A great swimsuit cover up can help you to feel more confident on the beach or by the pool as well as ensuring that you can easily head from the beach to lunch. Below, you’ll find my favorite cover-ups as well as ways to wear them.

What to look for to find the best bathing suit cover ups?

Here are some of the requirements to think about when choosing a good bathing suit cover up:

Is it easy to put on?

my favorite beach cover up | 40plusstyle.com

You want adding your cover-up to your bathing suit to be easy and quick as you may be taking it on and off several times during the day.

Check out this short printed kaftan that you can wear with this similar pair of sandals, sunglasses and sun hat.

Ideally it fits with your bathing suit

Why should coordinating your clothes stop at the beach? You could either choose a matching style of cover-up, or you could always opt for a neutral such as black or white which will go with all of your swimwear.

It’s good for the beach but can also double as a stylish dress

Sandra wearing a long beach cover up | 40plusstyle.com

Choose the right cover-up and you can wear for lunch or even dinner. Or, you could even style your cover-up as a long duster jacket for another outfit idea. Of course, not all bathing suit cover ups need to comply with this, but it’s nice to have a few options too that can do this.

Sandra (above) looks stunning in her maxi kaftan which would look beautiful for day or night.

Check out this maxi kaftan from Amazon and wear it with these similar sunglasses and headband.

It needs to be stylish

It goes without saying that you want to feel good about yourself, especially on the beach where you may be more conscious of your body. A great bathing suit cover up will give you confidence!

It needs to protect you from the sun

Psyche looking stylish in her black swimwear and cover up | 40plusstyle.com

Bathing suit cover ups shouldn’t just cover up the parts of your body you perhaps aren’t so confident about. They should also cover your shoulders and back to protect you from the sun and its aging effects

No matter which beach destination you choose, there is likely to be plenty of sun and beautiful beaches so coverups (and lots of sunscreen) are essential. Below are some of the best tunics and caftans for the beach this season.

Psyche (above) wears swimsuit from Target and a glamorous coverup, topping off her outfit with a large floppy hat.

Take a look at this kimono that you can wear with this sun hat and sunglasses.

The best bathing suit cover ups to choose this season

Now that you’re thinking about the style and type of cover-up you might like, below you will find some of the most stylish swimsuit cover-ups to choose this season:

Short swimsuit cover-up

A short swimsuit cover up that covers the most important areas is fabulous for strolling on the beach. This one has a cinch to emphasize your waist, and would also look lovely worn over leggings with sandals for evening.

best beach cover ups - L Space cover-up tunic | 40plusstyle.com

L Space cover-up tunic

Beach cover up dresses

If you want your cover up to look super chic, you can also opt for a beach dress. The one below would look stylish for day and evening. Simply add a pair of metallic sandals and some extra jewelry and it will take you from day to night.

best beach cover ups - Elan deep v-neck cover-up maxi dress | 40plusstyle.com

Elan deep v-neck cover-up maxi dress

Cover up dress

Another cover-up dress option is maxi dress below by the Elan brand.

best beach cover ups - Elan cover-up maxi dress | 40plusstyle.com

Elan cover-up maxi dress

Cover-up maxi dress

A maxi cover up dress is a lovely chic option for the beach. This one doesn’t cover your shoulders so be sure to add plenty of sun protection, but it will be super stylish when you go for dinner on the beach in the evening.

best bathing suit cover ups - Elan cover-up maxi dress | 40plusstyle.com

Elan cover-up maxi dress

Lace beach cover up

Rather than a cover-up which you have to pull on over your head, you could also choose one that you wear as a jacket.

This will give you plenty of versatility when it comes to your vacation outfits. You can wear over your swimsuit and shorts by day, and over a little black dress in the evening.

best beach cover ups - Woven Heart embroidered mesh duster | 40plusstyle.com

Woven Heart embroidered mesh duster

Black cover up

Many of you probably have a black one-piece or bikini among your vacation wear. You could match this with a stylish black cover-up dress.

best bathing suit cover ups - Elan cover-up maxi dress | 40plusstyle.com

Elan cover-up maxi dress

Kaftan beach cover up

This provides the best coverup and you can potentially feel like and look like a goddess in one of these. It feels exotic and glamorous to wear one.

You could easily wear for the beach during the day and then add some heels and jewelry for dinner.

Tory Burch print cover-up caftan | 40plusstyle.com

Tory Burch print cover-up caftan

Short beach cover ups

Hayley wears a short beach cover up | 40plusstyle.com

I really love the shorter kaftan style. These are great to slip over my beachwear but can also be easily mixed with lose fitting linen pants, capris or leggings for lunch or sightseeing.

Hayley (above) opts for a boho style cover up with strappy sandals.

Recreate her outfit with this similar kaftan, sandals and straw hat.

BLEU by Rod Beattie caftan | 40plusstyle.com

BLEU by Rod Beattie caftan

Swimsuit wraps

If you just want to add a little extra coverage while you’re on the beach – perhaps because you aren’t so confident about your hips or thighs – then a short wrap or sarong can be the perfect option.

Marks & Spencer mini frill beach cover-up sarong | 40plusstyle.com

Marks & Spencer mini frill beach cover-up sarong

Long swimsuit cover ups

A longer sarong can also be a very versatile option to pack into your suitcase. You can wear as a sarong, you can tie around your neck as a halter-style dress or you could wear as a scarf or wrap around your shoulders.

Trina Turk floral pareo | 40plusstyle.com

Trina Turk floral pareo

For more ideas, take a look at how to wear your pareo.

Sheer bathing suit cover ups

Another long option for you (below). This one is by the Nordstrom-own brand Chelsea 28 and features a sheer material with stripe and ruffle detailing. You could wear to match your swimsuit if you have a bathing suit in one of the same colors as the stripes.

Chelsea28 ruffle chiffon sarong skirt | 40plusstyle.com

Chelsea28 ruffle chiffon sarong skirt

Floral swim cover up dress

Another choice to consider when looking for the perfect cover up is a shirt dress which buttons down the front. That way, you can wear as a dress or open up as a duster jacket.

Marks & Spencer floral maxi waisted beach dress | 40plusstyle.com

Marks & Spencer floral maxi waisted beach dress

Shirred dress style cover-up

Do you have a halter-neck style swimsuit? Then the neckline of this Marks & Spencer beach dress (below) may be ideal to wear over the top.

Marks & Spencer woven shirred midi beach dress | 40plusstyle.com

Marks & Spencer woven shirred midi beach dress

Crochet cover-up

Crochet is always a lovely option for the beach, particularly if you love a bohemian way of dressing. The beach cover-up (below) comes in a wide choice of colors, including this beautiful turquoise shade.

Wander Agio crochet beach cover-up | 40plusstyle.com

Wander Agio crochet beach cover-up

Cover-up shirt

An easy option for the beach is a short shirt you can pop over your swimsuit. You could also wear a longer tunic style shirt tucked into your shorts, or over leggings when the weather cools down.

best bathing suit cover ups - Ekouaer beach cover-up shirt | 40plusstyle.com

Ekouaer beach cover-up shirt

Tassel swim cover up dress

A classic look for the beach is to opt for a cover-up featuring tassel detailing. The tassel dress (below) comes in two different lengths of plenty of color options.

Best bathing suit cover ups - GDKEY tassel beach cover-up | 40plusstyle.com

GDKEY tassel beach cover-up

Kimono swimsuit cover ups

These are great to throw on on the beach whenever you go for a walk, or need to get that much needed ice cream.

If you have a version that’s not too see-through you can also wear them for the evening if you belt them over knee high pants and wear a light top underneath. You will look very chic!

Best bathing suit cover ups - RanRui cover-up kimono | 40plusstyle.com

RanRui cover-up kimono

Cover-up pants

Prefer to cover up your lower body too? Then these cover up pants are for you.

They are easy to combine with some of your tunics and kaftans too!

Best bathing suit cover ups - Chelsea28 cover-up pants | 40plusstyle.com

Chelsea28 smocked split leg pants

What to wear with your cover-ups or caftans

Now that you’ve chosen your favorite cover-up style, how exactly will you wear it?

The obvious way (with your swimsuit)

Eve pattern mixing with her beach cover up and bathing suit | 40plusstyle.com

Eve (above) looks beautiful in her swimsuit and cover up. She has mixed and matched patterns, but has kept her look harmonious as the apricot shade is picked up in both her bathing suit and her kimono.

Check out this printed kimono from Amazon that you can wear with this similar one-piece swimsuit.

stylish ways to wear your beach cover up | 40plusstyle.com

Tory Burch print cover-up caftanMiraclesuit one-piece swimsuitKarl Lagerfeld slide sandalAyliss beach bagCanvas Jewelry statement earringsO’Neil straw hat

Add some leggings for evening

Leggings are perfect too. So comfortable and easy to wear on holiday. You can pop your leggings under your cover-up so you’re ready for lunch or for sightseeing.

wearing a beach cover up with your leggings | 40plusstyle.com

L Space cover-up tunicLyssé crop denim leggingsBueno sandalNordstrom crystal mesh clutchCarolyn Pollack statement necklace 

Check this article for the best leggings for women over 40.

With jeans

Your swimsuit cover-up doesn’t have to be kept only for the beach. You can wear for day-to-day too by adding over the top of your t-shirt and jeans.

wearing a beach cover up with jeans | 40plusstyle.com

Bev (above) wears her kimono over her jeans and matching top.

Steal her look with this similar top, jeans, mules, sheer kimono, earrings and sunglasses.

beach cover up with jeans and sandals | 40plusstyle.com

Woven Heart embroidered mesh dusterHalogen scoop neck woven shellSoludos slide sandal1822 Denim crop skinny jeansSoludos slide sandalMadewell leather bucket bagAdina’s Jewels y-necklaceSan Diego Hat sun hat

With shorts

I love wearing my shorts on vacation. They make for a great relaxed look while combining them with kaftans and kimonos.

wearing your beach cover up with shorts | 40plusstyle.com

Marks & Spencer floral maxi waisted beach dressAll in Favor twist hem tankBoden chino shortsTory Burch sandalSole Society circle shoulder bagGorjana hoop earrings

For more guidance check our article on how to wear shorts over 40.

Top brands for caftans and tunics

I hope you have been able to find the best bathing suit cover ups for your needs.

If you need something to wear underneath, be sure to check out the best bathing suits and swimwear.

Have you find the best bathing suit cover ups yet for your style?

Continue reading:

  1. The Best Bathing Suits For Women Over 40 – Swim Suits That Make You Feel Fabulous!
  2. 20 Of The Best One-Piece Bathing Suits For Women Over 40
  3. Stylish Travel Clothes For Women That Are Stylish AND Comfortable

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The best bathing suit cover ups for women over 40 | fashion over 40 | 40plusstyle.com

Feature image by Hayley

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